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Your Location doesnt matter

If you live anywhere in the World, you may still be able to apply for a mortgage with Vality Capital Credit on a property in the UK. Please call us on email or livechat to find out more or to progress an application.

Whether the fixed rate of your mortgage is coming to an end or you are looking for a better deal to save you money on your current mortgage, we could offer you:

  • Free Standard valuation
  • Competitive mortgage rates
  • A wide range of mortgages

You could get a mortgage approval in a day

Service available by phone or at selected branches by prior appointment with a Mortgage Specialist. Whether we can approve a mortgage application, and do so in a day, depends on your individual circumstances, you providing the documentary evidence we require for your appointment and the complexity and timing of your application.

Apply for a loan

Your home may be repossessed if you do not keep up repayments on your mortgage.

Already started an application?

Whether you started your application over the phone or online, you can see how it's progressing here. Simply log on using the username we've given you and security details you created.

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Vality Capital Credit Student Insurance

While you concentrate on your studies, you can trust Vality Capital Credit Student Insurance to take care of your personal possessions.

  • 4 levels of cover
  • Choose the level of cover that suits you - £2,000, £3,000, £4,000 or £5,000

  • Up to £500 per item
  • You can claim up to £500 for each individual item that is lost or damaged

  • Accidental damage protection
  • Cover included for your home entertainment equipment, mirrors and glass - up to £250 per incident

  • Covers your cash
  • Get up to £100 if your cash is lost or stolen

  • Optional extras
  • Tailor your cover to include pedal cycles, computers and more

Start your application

Vality Capital Credit Insurance is provided by Aviva Insurance Limited and is designed to offer you the protection you need when you move away from home for the first time.

Please ensure you see the full eligibiltiy requirements before applying.

Mobile Friendly

  • Take control of your finances with a credit card that gives you flexibility to repay what you owe. Plus, the Bank 32 Month Balance Transfer Credit Card offers cashback as well as rewards from your favourite shopping brands – all for no annual fee.
Credit is subject to status, affordability and applicable terms and conditions.

Representative example

19.9% APR Variable rep APR

19.9% p.a. Variable purchase rate

Based on an assumed credit limit of

€1,200

Think carefully before securing other debts against your property.

Your property may be reposessed if you do not keep up repayments on your mortgages.

Already started an application?

Whether you started your application over the phone or online, you can see how it's progressing here. Simply log on using the username we've given you and security details you created.

Continue

About this card

Card details

  • 0% interest on balance transfers for 32 months from account opening
  • A 1.4% fee applies on balances transferred (minimum €5) within the first 60 days of account opening.*

  • 0% interest on purchases for 3 months* from account opening
  • No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.

Rewards

  • Enjoy cashback and rewards
  • Earn cashback from your favourite shopping brands with Visa Offers, plus get instant discounts from well-known brands around the world with our home&Away rewards programme. For all offers check out the home&away website.

Using your card

  • Make contactless transactions
  • Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.

  • Manage your card online
  • Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.

  • Get an additional card
  • Add your partner or family members over 18 to your account. It's a simple way to get more from your Bank Credit Card.

  • Bank anywhere with the Bank UK Mobile Banking app
  • Make payments to existing beneficiaries and manage your personal accounts easily and securely with the Bank UK Mobile Banking app.

  • Use your card abroad
  • You can use your Bank Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-Bank cash machines may also charge a fee.

  • Enjoy 24/7 worldwide assistance
  • Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance